Privacy policy for pinjaman syariah tracker

 Effective Date: May 2, 2026  

developer: Safinah Mawadda


Safinah Dev ("we," "us," or "our") built the **Pinjaman Syariah tracker** app (the "App") as a Free app. This SERVICE is provided by Safinah Dev at no cost and is intended for use as is.


This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.


If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. 


## 1. Information Collection and Use


### Local Data Storage (Offline Data)

The Pinjaman Syariah app is designed to function primarily offline. All financial calculations, loan simulations, saved records, and user preferences are stored **locally on your device** using local storage database mechanisms. 


**We DO NOT collect, transmit, store, or have access to any of your personal financial data, calculations, or records on any external servers.**


### Third-Party Services and Advertising

While we do not collect personal data directly, the App does use third-party services that may collect information used to identify you, specifically for serving advertisements.


The App uses **Google AdMob** to display ads. Google AdMob may collect and use your device's Advertising ID (such as the Android Advertising ID) and other diagnostic data to serve personalized or non-personalized ads based on Google's policies.


Link to the privacy policy of third-party service providers used by the app:

* [Google Play Services](https://policies.google.com/privacy)

* [AdMob](https://support.google.com/admob/answer/6128543?hl=en)


## 2. Log Data


We want to inform you that whenever you use our Service, in a case of an error in the app we may collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics. This data is used solely to identify and fix bugs to improve the App's stability.


## 3. Cookies


Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.


This App does not use these "cookies" explicitly. However, the app may use third-party code and libraries (like Google AdMob) that use "cookies" to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device.


## 4. Security


We value your trust in providing us your information, thus we are striving to use commercially acceptable means of protecting it. However, remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security. Because your financial data is stored locally, it is your responsibility to secure your physical device to protect your local data.


## 5. Links to Other Sites


This Service may contain links to other sites (for example, in the educational articles or directory sections). If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.


## 6. Children's Privacy


These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13 years of age. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do the necessary actions.


## 7. Changes to This Privacy Policy


We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page.


This policy is effective as of May 2, 2026.


## 8. Contact Us


If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

**Email: safinahmawadda@gmail.com

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